I work with people just like you who are sick and tired of being in debt, people who want to take control of their future, and feel hope about their retirement.
First and foremost, I am a teacher at heart. I believe my role is to show you, not judge you, because everyone without the right money education makes the same mistakes. When you know better, you do better.
You also get a coach who has been where you are. I don’t only have book knowledge, I have made the same choices with the same lack of knowledge you did so I understand where you are and how you got there. And even more importantly, I understand how to get out of it. You need four things to get out of your situation:
- Desire
- Knowledge
- Discipline
- Coaching
If you bring genuine desire, I bring the rest.
The Financial Freedom For Life workshops, products and programs were created for people who are dead serious about creating a financially secure future.
It means not avoiding answering your phone for fear it’s a debt collector or worrying that you will have to work until you drop. It means no more fighting with your partner about money (or lack of money). You can put systems in place within a few months (sometimes weeks!), which will eventually lead you to having the freedom to choose: where you live, where and when you vacation and when you get to stop working.
Being a person who is tenacious myself, I’m known to work best with other focused people; people who are committed to their success no matter what, who are super-ready to get going and just want to know exactly what steps to take to achieve financial freedom. My clients often tell me – “just tell me what to do and I’ll do it!” Consider what you’ll do with me to be a high-octane crash course on everything you need to know to about how money works. You will be expected to take serious and consistent action. No excuses anymore, just a very different way of thinking and full support while you achieve this incredibly exciting goal: always doing the right thing with your money.
My system includes thorough education on how money works, so that you completely understand interest, debt and investing. That knowledge will empower you to make better choices and allow you to create financial security.
Step 1 – Recognizing & Changing your mindset about money
- Beliefs & Myths you inherited about $
- Abundance is for everyone
- Gratitude for all money coming in and going out
- Regular vs unexpected expenses - Christmas is NOT an unexpected expense.
- Money is an excellent employee - it does exactly what you tell it to do
- Control what you can - Ignore what you can’t
- Concept of time - when time is your friend and when it’s not - everyone has the same number of hours in a day
- Give money as much time as you can to do its work - it is an efficient and tireless worker
- Rule of 72
- Interest - working for you and working against you
- Accounting for the cost of items in 30 years (cost of living)
- While in jail you can’t have the life you want - can’t go on vacation, can’t buy the car you want because of debt.
- Debt defines the scope of your life - controls you
- Necessary debt vs Unnecessary debt
- If you must get into debt - minimize it.
- Customized Debt elimination plan
- Greatest asset is you and your earning potential.
- Ways to protect you – Not your grandmother’s insurance anymore
- Term vs Permanent
- Insurance as an Investment?
- Living Benefits
- How do’s (how do I know how much to buy, what company is best for me, what type of policy. . .)
- Learn how to read and review your own Life insurance - schedule a policy review to make sure your policy works for you
- No insurance? - get some prices
- Customized policy review.
- Types of events you should be saving for; short term, emergency, midterm, long term.
- Types of accounts for each savings category: regular savings, money market, mutual funds, annuities.
- What’s right for me?
- What’s tax deferred versus tax free
- Qualified versus non-qualified
- Invest with a licensed professional - if it sounds too good to be true - IT IS
- Stay away from money pyramid investment clubs, etc.
Yes! The result of our work is an approach to shifting your mindset and habits. If you will commit to adhering to the plan, you will absolutely be debt free. It is that simple. With no debt and a clear understanding of how money works - along with your money plan - you will be on the path of achieving financial freedom.
You can expect to:
- Have big breakthroughs and ah-ha moments
- Health benefits, living stress free from money worries
- Creating new standards for yourself
- Feel empowered & excited about the future
- Learn why to say NO to impulse purchases
- Raise money confidence
- Create your money plan
- Stay accountable to your money goals and achieve them
- Get proven techniques you can apply right away
- Receive an actual Get out of Debtor Jail Release date.
- Know you’re on the path to successful retirement.
Please go to the Client Testimonials page and read all of them. See which ones you feel drawn to, either because the person has gotten the results you want to get too, or perhaps because that person is in a similar situation.
That depends how committed you are to changing your spending and savings habits. For many, it’s right away.
Do all of your homework. Be totally committed to your success. Understand that this is a process, a proven one, that works if you take action and implement all of the steps. All my clients who have diligently applied every step of Financial Freedom For Life system have successfully eliminated debt and got on the path to achieving retirement on their terms, in much less time than they would have on their own.